Business Risk Score
(Risk Opto ® General Risk Score)
General Risk Onboarding
Assess the right customer with the right risk evaluation and offer the most suitable credit limit in real time.
Run a process that makes the most of revenue opportunities, minimises your risk and optimises how you acquire dealers and customers.
Which risks do we measure?
Parametric and non-parametric analysis of risk functions derived by applying national and international financial and operational risk measurement standards, including Value at Risk (VaR) methods, within credit risk.
Creditworthiness Risk
Analysis of the company's management structure and financial position
Currency Risk
Exchange rates, rate volatility and financial structure analysis
Receivables Risk
Analysis of the company's management structure and financial position
Liquidity Risk
Analysis of the company's management structure and financial position
Efficiency & Profitability Risk
Analysis of the company's management structure and financial position
Operational Risk
Analysis of the company's management structure and financial position
Corporate Governance Risk
Once you’re set up, payouts arrive in your bank account.
How Will You Use the Risk Score?
Parametric and non-parametric analysis of risk functions derived by applying national and international financial and operational risk measurement standards, including Value at Risk (VaR) methods, within credit risk.
lower
Indicates a
very high-risk
borrower
Some lenders
may approve
borrowers in
this range
Considered an
average score
across Türkiye
Indicates a
very dependable
borrower
Indicates an
exceptional
borrower
Place customers in the most appropriate risk segments
The variables used to calculate the risk score are drawn from the customer's financial and non-financial data, and are selected to reflect the customer's risk profile as accurately as possible.
Streamline decision-making
The variables used to calculate the risk score are drawn from the customer's financial and non-financial data, and are selected to reflect the customer's risk profile as accurately as possible.
Seamless Risk Onboarding
With Risk Opto, deliver onboarding experiences that grow your business and support it without adding risk. Our AI-powered decisioning platform helps you minimise losses, maximise value and streamline your onboarding processes.
Minimise Risk and Maximise Value
- Minimise risk
- Manage losses
- Make smarter decisions
- Shorter decision cycles
- Maximise value
Maximise flexibility with a strategy-friendly solution
Minimise Risk and Maximise Value
Unlock the full potential of your onboarding with more accurate risk management and smarter decisioning from Risk Opto. Cut costs and maximise value at every decision point.
Trusted Onboarding Solutions
Higher Conversion Rates
RiskOpto’s AI-powered platform lifts conversion rates by responding instantly with the right credit limit offers for the right customers.
Reduced Risk Exposure
Real-time assessment of credit and customer performance risk helps businesses minimise risk and reduce customer losses.
Seamless Customer Experience
Frictionless onboarding increases customer satisfaction and helps grow business volume.
Scalable and Flexible
As a single, scalable solution, RiskOpto works effectively across every segment of financial services to support growth.
Faster Decisions
RiskOpto’s efficient decision engine improves speed and accuracy in customer acceptance, so no business opportunity slips away. It makes decisions 95% faster.
