From application to using your report
Choose a service, prepare documents and understand responsibilities and next steps.
Choose a service
Which assessment fits your decision?
Services are not limited to a particular sector. Choose by relationship type and the decision you need to make.
| Service | Decision supported | Starting documents | Explore |
|---|---|---|---|
| Customer Acceptance Assessment | Trade credit and open-account terms | Balance sheet and income statement for the last 2 years (as filed with the tax returns), trial balance for the latest period; Bank risk/limit letter or commercial credit bureau (Findeks) report | Service and documents → |
| Dealer and Distributor Assessment | Dealer network entry and starting terms | Balance sheet and income statement for the last 2 years (as filed with the tax returns), trial balance for the latest period; Bank risk/limit letter or commercial credit bureau (Findeks) report | Service and documents → |
| Franchise Candidate Assessment | Investment, operator and business-model readiness | Evidence of available equity (bank statement or asset summary); Investment and financing plan, business plan and cash flow projection | Service and documents → |
| Supplier Onboarding Assessment | Supplier selection and business continuity | Financial statements for the last 2 years (as filed with the tax returns) and trial balance for the latest period; Quality and other management system certificates | Service and documents → |
On smaller screens, scroll the table horizontally. All four services report findings, information gaps and next steps, with a class where the assessment permits.
Prepare your documents before applying
A preparation list for document-supported reviews; exact requirements appear in your case. Checkmarks help you prepare on this page only and are not saved to your account.
Customer Acceptance Assessment
Information to prepare at your company
- Requested open account / credit limit
- Requested payment term
Dealer and Distributor Assessment
Information to prepare at your company
- First order and minimum stock value
- Targeted number of points of sale in the territory
Franchise Candidate Assessment
Information to prepare at your company
- Expected total opening investment
- Working capital need for the first 6 months
- Expected revenue and payback target for the relevant business model
Supplier Onboarding Assessment
Information to prepare at your company
- Expected annual purchase value (EUR)
- Expected annual volume
If a document is unavailable, provide the information you have without guessing. Gaps are disclosed. Critical gaps may prevent classification; new documents can support a revision.
Interactive process tour
Who completes each step?
From data to expert insight
Your documents are reviewed together
Financial statements, declarations and relationship-specific requirements are considered together. A GRC specialist reviews inconsistencies and information gaps, requesting clarification or new documents where needed.
See review and revision steps →Select a step to explore the process. This interactive illustration represents a sample case workflow, not an actual panel screenshot or live application.
Responsible: You / your company
Application
Specify the service, company and purpose. GRC confirms the scope and eligibility for the first complimentary report.
Sample case · Illustrative view
- Service: Customer assessment
- Company: Sample Company (illustrative)
- Purpose: Review before trade credit
Next steps
Your report is ready. What next?
A–B
Review the service-specific working terms in the report. Your company makes the commercial decision and continues monitoring.
C
Read the findings that limit the class and the proposed conditions. Consider actions on payment terms, limits, collateral or operational readiness.
D
Review why the relationship is not recommended under current conditions. Request reassessment with new documents once findings have been addressed.
Incomplete due to missing information
Complete the listed information and documents, then request a revision. Unknowns are not guessed and a class is not forced when critical information is missing.
A class is not an accept/reject instruction or a probability of default. Read it with information sufficiency and the assessment areas. Review within a year; for higher-risk customers, use quarterly financials and a current commercial Findeks report. Do not wait for the annual review if significant new information emerges.
Explore the scoring methodology →Use cases
Which question does the report help answer?
These scenarios are fictional, not real customer cases, calculated scores or claims of achieved results.
Trade credit
- Need
- A customer requests a new open-account limit.
- Illustrative finding
- Statements show positive equity, but current receivables ageing is missing.
- Next step
- The specialist requests the missing document; your company sets terms and limits using the assessment and reported conditions.
Dealer onboarding
- Need
- A new dealer plans its initial order and stock investment.
- Illustrative finding
- Funding is declared; evidence for the stock and regional sales plans is incomplete.
- Next step
- The dealer provides documents. The specialist reviews funding and operational readiness together and reports proposed starting terms.
Franchise investment
- Need
- A candidate submits an investment budget and operator experience.
- Illustrative finding
- An investment amount is stated, but funding evidence and a working-capital plan are missing.
- Next step
- Gaps are disclosed. If a critical area cannot be assessed, an incomplete status is reported instead of a class; new documents support revision.
Supplier selection
- Need
- A procurement team wants to assess a new Turkish supplier.
- Illustrative finding
- Financial statements are supplied; capacity and quality documentation needs scope checks.
- Next step
- The specialist reviews dates and relevance, then reports financial strength, continuity and other findings within the agreed scope.
Understand the scope
How do Findeks, financial analysis and RiskOpto differ?
Commercial Findeks report
Focuses on credit limits, debt and payment information. It can be a source document for RiskOpto, which does not replace that database.
Financial statement analysis
Focuses on balance sheets, income statements and ratios. Accounting records and comparable periods matter; this alone does not cover all operational and commercial conditions.
RiskOpto assessment
Brings supplied financial and other evidence together with relationship-specific requirements and TCMB comparisons where data permit. Specialist review explains findings and next steps.
Data and trust
Understand how your documents are processed
Access and sharing
Human review of source documents is performed by authorised GRC specialists. The requesting company sees the approved report; raw documents supplied by the assessed company are not shared with it.
AI and specialist review
Documents may undergo AI-assisted pre-review. A specialist examines findings and a separate approver checks the report. Processing and transfer details are explained in the panel privacy notice.
Retention and deletion requests
Read the current privacy notice for purposes, retention and your rights. Submit requests, including deletion, through the data-controller contact channel stated there; a deletion request does not mean automatic, immediate erasure.
Apply for an assessment
Your first document-supported report is complimentary: one report per company across the four services. The scope and timeline are confirmed in writing. For questions, write to sales@grcmngmnt.com.
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